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Earn Cash Back on Everyday Purchases with the SimplyCash Card from American Express

Earn Cash Back on Everyday Purchases with the SimplyCash Card from American Express

Credit card reward programs have become increasingly complicated. As a result, it can be difficult to keep track of where you should be spending your money, and what categories will result in rewards. If you want a simpler credit card that is all about the cash back on everyday things, without the need to worry about an annual fee, the SimplyCash Card from Amercian Express is a great choice.

Cash Back for Daily Delights

According to a recent survey from American Express, 94% of Canadians say that the little things in life delight them. These are small pleasures, like finding money in your pocket or receiving a free upgrade when you check into the hotel. Many of us also enjoy the simple daily pleasures of a favorite cup of coffee, a good book, or the purchase of a new song. I know I like it when I’m able to sit down with a good drink and listen to some good music at the end of the day.

When you use the SimplyCash Card from American Express, you have the opportunity to earn unlimited cash back on everything you purchase, with no need to worry about special categories. That means that, instead of looking for excuses to spend on things you don’t really care about, you can receive cash back when you buy the small things that give you daily joy.

The SimplyCash Card offers an intro rate of 5% cash back on eligible purchases at gas stations, restaurants, and grocery stores (up to $250 cash back) for the first 6 months of Cardmembership, plus 1.25% cash back on everything else and when your Welcome Rate ends. This is a great perk that can supercharge your cash back. One of the things I love about the introductory offer from the SimplyCash Card is that it focuses on spending what I would normally have, without the need for me to sign up for a card that only rewards certain spending categories. You need to purchase things like gas and groceries, and you are rewarded for doing so.

In ;fact, 94% of Canadians say that every little bit of money counts and your cash back can be good for your budget. Just make sure you are responsible with your spending. When you use your SimplyCash Card in conjunction with a well-planned budget, you reap the benefits and can enjoy more of those small delights that make our days much better.

The SimplyCash Card also comes with 24/7 customer service and fraud protection. Not only that, but you can also get Front of the Line access to the hottest entertainment and experiences. Being able to enjoy these perks are some of the simple delights that can surprise you. With the SimplyCash Card from American Express you receive access, as well as cash back and other perks. If you are looking for a card that will reward you for the simple things, and if you are looking for a simple structure that allows you to spend as you normally would, the American Express SimplyCash Card might be the right card for you.

This post was sponsored by Amex Bank of Canada. The views and opinions expressed in this blog, however, are purely my own.


  1. lancedragons

    I have the SimplyCash card, as I got transitioned over from my old Costco TrueEarnings card.

    Some of the things you say are true, with a couple caveats.

    First, living in Calgary, you have to be fully conscious of which places take American Express. I’d say that less than half of the places I frequent accept it (Superstore, ethnic restaurants).

    It has been useful for gas, since I can set it up with my Esso Speedpass and forget about it.

    Second, not every “grocery” purchase will be credited as such. Using the American Express website, you can track the cash back rewards, and while I can use my card at the local grocery store or Walmart, neither of them qualify for the 5% cash back.

    Third, the Front of the Line service is useful, and I used it to purchase floor tickets for a concert. But when I tried to purchase the ticket, it would not accept my SimplyCash number, and I ended up using the Aeroplan American Express card to pay for it instead.

    So I would recommend anyone reading this to research the stores they plan to use it at and be aware that the Front of the Line may not work as planned. (I would have hated to reserve a floor seat at a concert, only to learn I was unable to purchase it with my supposedly eligible SimplyCash card)

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