Here is a success story from an anonymous reader:
When my husband and I started our “get out of debt” life challenge, I knew I wanted to email you when we accomplished it. I never thought I would be emailing you so soon.
Our debt grew slowly over 3 years. We bought a house, and then decided to go back to school without saving or planning for it.
A dinner out here, new clothing there, beauty here, and home repair there. In February 2012 we had $6,000 in credit card debt.
That might not sound like a lot, but our total monthly income is only a little over $4,000.
I started couponing in August 2011 and knew I loved it, but never knew how it would fit with our new goal of paying off this debt. I had a good stockpile, so one day we created a very tight budget.
My heart hurt so much that day. How could we live off this little? How could we have come to this point? Would it ever be over? Could I actually live like this? We looked at each other and commit to this goal.
Our goal was to pay off our debt in 4 months, but I am happy to say we were able to pay it off in only 3 pay periods. We were able to put over half of our monthly income towards our debt each month.
I never thought I would ever see my Visa at a $0 balance. I thought people always had a credit card balance – but you don’t have to have one.
You have inspired me, given me motivation, given me faith when I had none, educated me and truly given me a better future.
Thank you from the bottom of my heart you have changed my life.