What’s in my wallet & why
I’ve had a lot of emails over the last few weeks, asking me what exactly I carry in my wallet and why I think it’s necessary to carry those things.
So – I hate to break it to you, but, my wallet is very boring. There’s not much to it.
This is my leather wallet that I got from Danier Leather about 2 or 3 years ago, and it’s held up very, very well.
So in this first slot, I have 4 credit cards (which I know is a lot, and I would not normally recommend it, but they all have a purpose). My Visa, I use for pretty much everything. It is a TD Rebate Rewards card, so I get cash back for all of my purchases (up to a certain amount).
The next one I have is my business Visa – nothing special about that; just have to use it for business. I also have the PC Master Card and the HBC Master Card – the HBC Master Card is only for when I shop at Home Outfitters and the PC Master Card at stores such as Loblaws and No Frills (just so I can get the rewards at those stores).
I also have, of course, my Shoppers Optimum card, a Costco card, a card for the post office (if you have a business and you send parcels all the time, you get next day shipping, free tracking and 5% off), a Talize card, plus my driver’s licence and my health card.
In the little pocket in front, I only have 4 cards and they’re only in there because they wouldn’t fit in that first slot.
I have my Pet Perks card (to save me a little bit of money at PetSmart), I also have the card for my drug plan, a card for Best Buy (I don’t use this often, but keep it just in case I do need to go to Best Buy – I want to make sure I get some rewards), and a card for Rocky Mountain Chocolate Factory (which is to get rewards and bonuses).
In the second pocket of my wallet, I keep my “stamp cards”. I have one for Melonhead (where I take my kids for their hair cuts, and yes I know it’s not very frugal to go there, but it’s the only place I can get them to sit still), one for Extreme Pita (buy 7 Pitas and get a free small smoothie), and one for Once Upon a Child (20% off after you make so many purchases).
More rewards cards
Up at the top of my wallet I have a few more rewards cards (and other types). I have CAA, Gymboree Rewards, Petro Points, Pioneer Points, HBC Rewards, Air Miles, Scene Card (if you go to the movies often, make sure you have a Scene Card because you get discounts and points) and finally I have my Aeroplan card.
The top pocket is just for cash, but I don’t often have anything in there because I find that cash tends to slip through my fingers a lot quicker than if I were to use a credit card.
At the back I have a spot for loose change, as well.
So – that’s what I have in my wallet and the reasons that I have those things (mostly points cards, as you can tell).
What do you keep in your wallet?
This post is linked up at Works for Me Wednesday.