The Best Aeroplan Credit Cards of 2024
One of the biggest rewards programs available is Aeroplan. It was instituted by Air Canada. Over the years, Aeroplan has evolved into a broad rewards coalition, although it is still mainly associated with travel miles. Air Canada no longer owns Aeroplan (it was sold to Amia in 2008). In fact, Air Canada plans to stop using Aeroplan as its official rewards program in 2020.
But that doesn’t mean Aeroplan is a bad deal. Because Aeroplan credit cards allow you to find ways to earn rewards on a number of items, from food to hardware to travel, it can be a valuable program, depending on what you prefer to use your rewards on.
One of the great things about Aeroplan is that you can earn rewards on your regular spending. Your ability to use regular spending to build up rewards can be a valuable tool for your finances. With the right strategy, you can come out ahead with your money, even if you do use credit cards on a regular basis. The key is to make sure that you only spend on planned purchases.
Create a budget and stick with it. Pay off your credit card each month so that you don’t end up with interest charges. When you have interest charges, you offset your rewards. If you are looking for an Aeroplan credit card that can help you get ahead and save money over time with discounts and free merchandise and travel, these credit cards can help you reach your goals.
DISCLAIMER: While we attempt to keep all credit card details current, the rates, fees, rewards and benefits may have changed since the last update. Please visit the credit card supplier through the “Apply Now” links to ensure you have the latest details for that card.
Comments
There are actually two deals for the TD Aeroplan via GreatCanadian Rebates.
http://www.greatcanadianrebates.ca/details/TD-Aeroplan-Visa-Infinite/
Offer 1: 25000 points, annual fee $120 – $60 cash rebate
Offer 2: 15000 points, first year free
That offer is no longer available.
You mention it is possible to overcome the $120 annual fee with careful planning for the American Express AeroplanPlus Gold Card. The offers I found do not show the annual fee waived. Can you please clarify?
All we hear is how people are tired of Aeroplan so that’s why we did a page on converting your Aeroplan to BA Avios. Not 1:1 anymore, but 1 Aeroplan to .88 Avios is still great for Canadians. http://borderfreetravel.com/2014/04/09/switching-to-avios-from-aeroplan/
Adam – you are cramming to spend 6500 in the 1st three months to get a 4000 trip. Seems kinda’ silly – unless you have major purchases that you need to make, you’re likely to bulk up the required 1st-3-months spending with frivolities and wasting your money in turn.
How to earn 105K Aeroplan points in just 3 months?
1) 25K points from TD Aeroplan Visa Infinite Card – 15K welcome bonus points + 10K after spending $1,000 in first 3 months. Monthly fee is waived since I have the All-Inclusive account with TD. http://www.tdcanadatrust.com/products-services/banking/credit-cards/view-all-cards/aeroplan-infinite-affiliate-custom.jsp
2) 25K points from American Express Gold Rewards Card – 25K welcome bonus points after spending $500 in first 3 months. No annual fee for the first year. Transfer points 1:1 to Aeroplan points. https://www.americanexpress.com/canada/en/mgm/mgmeeApplynow.cgi?mgmerCard=goldCard&MGM_URN=AAAADw0bGhoXFQ==&CPID=999999370&om_rid=NwFUyL&om_mid=_BWruZQB8c1RmeL&om_lid=amex14
3) 15K points from referral. Once I had the Amex Gold, I referred myself to the American Express Business Gold Rewards Card.
4) 30K points from American Express Business Gold Rewards Card – 30K welcome bonus points after spending $5,000 in first 3 months. No annual fee for the first year. https://www.americanexpress.com/ca/en/content/small-business-gold-card/?filter=Rewards-customer
5) 10K+ points by spending $6,500 with these 3 credit cards in first 3 months, which is about $2,200 per month.
So the total is 25K + 25K + 15K + 30K + 10K = 105K. With 105K points, it is enough to make a round-trip for 2 people in First Class across North America, each cost 50K points. That’s $4,000+ value!
What do you do with all the fees on year 2?
Whatever happened to CIBC as a good Aeroplan partner? Disassociating with Air Canada perhaps?