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The Best No Annual Fee Credit Cards of 2020

Credit cards can be great tools to help you better manage your money. With credit cards, you end up with the convenience and safety of plastic. They are low-hassle ways to ensure that you can pay for your needs and wants. However, convenient these tools are, though, there isn’t a reason to pay an annual fee if you don’t want to.

There are plenty of credit cards that will charge you an annual fee. Sometimes, these fees can be worth it if you earn rewards quickly and will use them. If you want to save money, though, look for no annual fee credit cards. In some cases, an argument can be made for getting a credit card with an annual fee. It’s not necessary, though. If you get one of the best no annual fee credit cards, you are likely to find that you get plenty of perks — even without the extra fee to ensure good service.

When looking for the best no annual fee credit card for you, it makes sense to look at the perks that come with the card. You might not see the same perks with a no annual fee credit card as you would with a card that carries a fee. That doesn’t mean that there aren’t plenty of perks. Most no annual fee credit cards come with fraud protection, travel insurance, and rewards. You might also be able to take advantage of 0% APR deals on purchases and/or balance transfers. Pay attention to what’s available so you can do what works best for you.

You don’t need an expensive credit card to get rewards and perks from your credit card. Some of the best no annual fee credit cards come with the same protection and perks you get with other credit cards.

If you are looking for the best no-fee credit card for you, carefully consider the options. Look for rewards, introductory offers, and access to discounts and other advantages. Here’s what you need to know about some of the leading no annual fee credit cards in Canada.

DISCLAIMER: While we attempt to keep all credit card details current, the rates, fees, rewards and benefits may have changed since the last update. Please visit the credit card supplier through the “Apply Now” links to ensure you have the latest details for that card.