Here on the Maple Money Show, we’ve covered stock and real estate investing, but never in the same episode. But that all changes this week. Cody Yeh is my guest, and he’s here to explain how he combines real estate, stocks, and stock options to compound the growth of his investments. Cody is a first-generation immigrant from Taiwan who came to Canada at the age of 18, went to university as an engineer and eventually left his white-collar job. He’s now a real estate investor and a stock and options coach with a seven-figure investment portfolio. In this episode, Cody shares how you can earn cash flows and a good amount of revenue from both real estate and stocks. He talks about the mindset used in real estate that you can carry over to stock investing so you win in the long term. 

 

Welcome to the Maple Money Show, the podcast that helps Canadians improve their personal finances to create lasting financial freedom. This episode of the Maple Money Show is brought to you by Willful. Did you know that 57 percent of Canadian adults don’t have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal will and power of attorney documents online from the comfort of home. In less than 20 minutes, and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you put a plan in place to protect your children, pets and loved ones in the event of an emergency. Get started for free at maplemoney.com/willful and use promo code Maple Money to save 15 percent. Now, let’s chat with Cody… 

 

Tom: Hi, Cody, welcome to the Maple Money Show. 

 

Cody: Thanks for having me, Tom Drake. 

 

Tom: Something I’ve been covering a lot lately on the podcast is different investments I don’t know a lot about. I’ve always been an ETF investor, a few stocks. I’ve been having a lot of guests help me cover things like cryptocurrency, real estate, and stock options. All of these things are extra tangential things that I’ve never really dipped into. A couple of these things is a big part of your investment strategy. I just wanted to go through your own story. How did all this start for you? What age did you first start investing and what did that look like? What were you buying? What we’re investing into? 

 

Cody: I’m an immigrant. I came to Canada when I was 18. I just turned 31. I came from Taiwan. When I came here, I applied for an engineering degree. I graduated as an engineer from the University of Toronto. In the second year of university, I learned about engineering economics, corporate finance. I was taking a business minor. That’s where I learned about stocks and options. At the time, the professor did not explain this investing thing in a way that could impact my life. It’s more about the mechanism, about the pricing change. So, I didn’t get excited. I just started buying stocks—bank stocks, TD stocks, RBC stocks, Alibaba’s IPO, and all that. I was a day trader for two years when I had a full-time job after graduation. I was working a full-time job as a project manager at Honda. I was working a lot of overtime. And I was actually day-trading the Asian market because there’s a 12-hour difference so I can actually do it at night. I prepare for one to two hours, trade for one to two hours and spend two to three hours writing reports. That’s how I got really good at all the sentiment, discipline, and just knowing if I’m doing the right thing. But when I was doing that, I was playing with options strategy on the side. I was day-trading trading stock future index and Taiwan. It’s kind of like the S&P 500 equivalent, of Taiwan. While I was doing that I was playing with option strategy on the side, and I’ve found the selling option for income is actually a very profitable way. It’s not—there is big up and down. You focus on good stocks. If you sell options on it, you get paid a premium like an insurance company. The worst thing is that you already want to own the stock. You get to own at a discount. You get paid for it. Sot that premium I get paid is the money I live on, now. So I started with a smaller account. So a $50, $100, $150, and now I have a seven-figure account. The goal, just like what I teach to hundreds of my alumni, I make one to four percent per month. A lot of them make more, but I don’t want to under-promise on overdelivering. If you make one to four percent per month on my seven-figure account, that’s good enough for me to say yes to FIRE. That’s really the whole cash flow of replacing my retirement management income. And now I have time, energy, and income to go about other business. I have multiple businesses in real estate. I invest in real estate as well. But just from the stock side, that’s how I started. 

 

Tom: It sounds like you dived in pretty heavily by getting into today trading early on. I expected you would say something like you just bought some mutual funds or something like that. But you went from not being involved in this at all to becoming pretty active in it. 

 

Cody: Yeah, I started by buying boring stocks. The day-trading was really through a friend. I hired a coach. She was back in Taiwan. She was two years younger than me. That’s when I was 26. She was 24. She didn’t go to college. She started at 18. Not to brag or anything, but she was driving a Rolls-Royce at 24. No YouTube, no social media, no podcast, no blogs. It’s kind of weird. I got to learn what she was doing is kind of intimidating at first, but I know it’s very profitable. But just the time commitment—the stress is not for me. That’s why I was playing with stock option strategy that I’m teaching now over my phone. Now, we just spend less than 30 minutes per day trading, making one to four percent per month, which is beating a lot of mutual funds out there. We get back control. We get back our time and reduce our stress. 

 

Tom: You mentioned you immigrated here from Taiwan. Mm-Hmm. Did that affect anything at all? It seems like it would be a disadvantage to not feel comfortable in a Canadian financial system. I guess the fact your day trading back in Taiwan helped, but was there any kind of friction there being new to the country? 

 

Cody: When I first came, not to be stereotyped, but I was actually good at math. At least I thought I was good at math. But I don’t even understand the math 12 question because I have a language problem. I have a language barrier. So I raised my hand and asked if he could explain this and for sure I could do it. And the teacher told me to use a dictionary—an English dictionary which didn’t really help. So the first year was really grinding. But then when I went into university, because of the competitive environment that everyone came from, top of their school, top of their country, into that program, we learned how to learn very efficiently, and how to still have fun. I think the Asian culture definitely helps. I really enjoyed my university life. That sets me up really well for how to learn very efficiently and operate at a very high-level, streamlined level, after graduation. I was able to basically hold a second job, and then a third job investing in real estate. All that is not in vain. All that money going into education, I should learn how to learn. 

 

Tom: Yes. You mentioned investing in real estate. When did that come about and how did you get started there? 

 

Cody: I started in stocks in 2012 and in real estate a bit later around 2016. That’s when I started my full-time job. I worked a lot over time, so I was hitting six-figure early on in the first year. I was saving quite a lot of money. I put some money into whole life insurance and disability insurance, for peace of mind. The rest was saving up for my first down payment. In 2016 my mom wants to buy a bungalow in Toronto. It was $526,000. Some of you might be laughing at this. Where do you find that, right? But back in 2016, that was the price. I said, “Mom, I don’t have a lot of money, but can I chip in,” so I chipped in $37,000. She bought it. Now it’s probably over $1 million. In 2017, I worked more overtime. Scraped together more money for RSP, first-time homebuyer. Pulled everything out and bought my own property for $460,000. That’s in 2017. That’s in Alison, near Honda. I thought if I stayed there for five to 10 years, I’m going to want a two-story house in case I have a family. That was my second one. Then I saved up more, pulled out more money in 2019 and bought two more. Then we turned it into a legal duplex. And from 2019 until today, a lot of things have shifted. I changed job management. I quit and replaced it with this income. Now, since I didn’t have a T4 I wondered how to pay myself to make sure I can keep qualifying. All that happened right before COVID. We’re getting back into buying more right now. I was just trying to stabilize the whole stock washing business, making sure my alumni get the most value, well treated. Then I’m getting back into real estate investing because real estate investing, for me, is one of the best wealth-building tools. It makes 90 percent of the millionaires. Real estate is lacking cash flow. Real estate buyers really want to chase the high or they just fear that they cannot buy a property for their kids, so they want to buy it right away. A lot of time, they’re dumping money into it. Yes, it’s appreciating. But on paper, they’re very poor. They don’t have money to spend unless they sell it. But they don’t want to sell it because they can’t buy another one. The problem’s been solved by stock option, because stock options is where we sell options for income. That income, that premium, is what covers my day-to-day expense. If that income is way higher than my actual expense, I really have that peace of mind. I buy real estate as it goes up. I refinance. I’ll put it into my trading account. I get more returns, higher returns than GIC or mutual funds. I go back and buy more real estate, refinance and go back to my trading account, which speeds up the whole process. That speeds up the process really, really quick. So, real estate, net worth building, stock option, cash flow, active business, of course, more cash flow. They all work hand-in-hand and have multiple streams of income. 

 

Tom: Yes, I’m a big fan of multiple streams of income because, with any of this stuff, you never know which way things are going to go. Real estate can go up and down. Stocks can go up and down. Hopefully, not all at the same time. The more things you’ve got going on at the same time, the better. There are a few things I want to follow up on. With real estate, when you’re investing—truly investing, not for your own personal property, I assume you’re investing to rent?

 

Cody: Yes. 

 

Tom: Are these cash flow positive or are they pretty tight? Obviously, it’s still great that you’re getting your mortgage paid off even if you’re breaking even on a monthly basis. Do you find there’s any cash flow there, or is it pretty tight when you start including everything like breaking down appliances and all that? 

 

Cody: When I buy rental properties, it goes without question. I want to make sure of cash flow. It’s after property management, and after the three or four percent maintenance fee (based on the gross rent) I put aside. There’s still cash flow. A lot of people say they can’t find it just because it’s too hard. You need to put more creative work and renovation into it. That way you can make sure there is cash flow. But if I’m investing, I will make sure I run the numbers on that property and its cash flowing. Because this is really the only thing that’s stopping us from basically running a negative cash flow business. Reassessment is going up, especially in the Toronto area but what if it stopped? What if we start slowly going down? You can’t sell at the price you want to sell it at. And, if you’re dumping a lot of money into it and you have a big portfolio, you will run into a cash flow problem. Now you’re forced to sell these properties at the worst timing. All your neighbours or investor friends may be running into similar problems. That’s why they want to sell too. You just go into a snowball. It’s just like the stock market, right? We’ve never run into that yet. If it’s cash flow positive and we run some sensitivity testing, like, if my rent is reduced by 20 percent, I’m still break even? Okay, now I have 20 percent of buffer. If something happened, I’ll be the last one standing. I can go through the trouble and come back. We’ll probably see that in Calgary and Edmonton. A lot investors who just bought it, thinking that it will keep appreciating got hurt really, really bad. A lot of people in Toronto never seen that. But we always want to be the last one standing. We’re not in for the most return. But if something happened, we have a certain amount of income and buffers set in. The house is carrying itself even with reduced rent. 

 

Tom: So with that buffer example of, say, 20 percent, that’s not just for the house potentially decreasing in value. I assume that’s also for the times you don’t have a renter. If you have a vacancy, that would be one of the biggest concerns to me. Even if you had this break even, cash flow, that’s all fine and great until that renter moves out and you can’t find someone for a month or so. Is that all within that buffer?  

 

Cody: That’s a very good question. For the entire of Canada, I can’t say for sure. But in Toronto, a lot less of those are concerned because Toronto is the most diversified economy in Canada. Within an hour and a half drive around Toronto, I don’t really have those concerns for the next five to 10 years because our immigration policy is allowing 400,000 people to come into Canada and 40 to 60 percent of them come to Toronto. We don’t have enough supply but we have a huge demand. I don’t foresee that happening. But if that really ever happened (which I don’t foresee) then yeah, we might have to reduce our rent. You have to make sure that your product or rental property has his own merits. That it’s near transportation, near a key location, has a renovation better than everyone else. All those things we keep in mind. We always want to be above average so we’re at the last one standing. We really want to run it as a business. 

 

Tom: You’re investing in the Greater Toronto area and it sounds like you’re going to continue in that area for the reasons you just said. What if someone was looking to get started now? Do you think it’s still the right area? Because all we hear is everything’s just so overpriced in Toronto and Vancouver and you’re already in the market. I feel this way with my own personal house. I’m glad I bought it when I did because that allowed me to move into bigger places in the future and such. But if someone was just starting now, do you think Toronto is a great area for that or should they be looking for some sort of value somewhere else? 

 

Cody: I’d say buying a stock. If Apple is at $150, would you stop buying it? A lot of people might think it’s very expensive. But to be honest, something that’s really good, everyone will still continue to push the price up because there’s more demand. You can’t just say something’s really good but overpriced. Based on what? Based on demand? Based on supply, based on economics, or based on your feeling? Yes, the feeling is overpriced. It’s way out of reach for a lot of millennials like me or even younger people who have just graduated. But, if you look across the globe, all developing countries, all the prices went up because of a lot of inflation, the printing of money. For people who are just starting out, I’ll say you don’t have to buy right in Toronto. But go to a satellite city one to one and a half hours drive, where you can buy a house and maybe rent out the basement to cover some of the costs. It could alleviate the costs and maybe you could potentially live for free. Then when your mortgage is paid down, as the price goes up, maybe you can eventually sell it and move to a bigger place closer to the city. A lot of investors started out that way as well. Just don’t say it’s too expensive so you won’t start. You have to start somewhere. Start where you can afford and it makes sense. Run the numbers and if it makes sense, start. That was one of the best decisions I did with the first property and the second one. Of course, I try to make sure it’s positive cash flow but if someone is buying their first principal house, and you can house-hack it by renting out the basement or even rent out rooms to help you out, start there.  

 

Tom: That’s a great point. It seems like people want to make excuses sometimes. But to do these things, it needs to be a little uncomfortable. If you are house hacking, yeah, you’re giving up some space and maybe some privacy even but these are the things that people have done to be successful. One of the other things you mentioned earlier that I wanted to bring back up is I’ve heard a lot of people say, “He can afford this place or retire early because he had a high salary,” but it’s all about the uncomfortableness and the decisions you made. You went through school. You got through school to be an engineer, and that’s why you get the salary you had. It just seems like sometimes people make these excuses, and really, it’s still a decision. You didn’t get it because you just found money buried in the ground. You made the right decisions to earn that salary. That was the first step, I would think, before all the investing in stocks and real estate. 

 

Cody: Looking back, things were good decisions. I was once in a lot of your audiences’ shoes. I’m 22 and just graduated. I wish I probably didn’t spend so much on my tuition so I could have a down payment. How are you going to go borrow from my relative and say, “Hey, do you guys mind lending me this? I’ll pay you this percentage…” I’ll go buy one house. I’ll put in some sweat equity, make sure I get it a little bit below the market value and I know I’ll do well in the long-term. I’m taking a bit of risk, yes. For the longest time since 2013 to 2019, really, I was renting a room in a house that cost me $600. That’s six years. So where there’s a down payment come from? I paid $600 a month for six years in a row. It was $600 a month for one room. It was a big room. I was in Dallas and not in Toronto, but that’s the sacrifice I put in, right? Do I look live that right now? No, I finally changed, but I still kind of look like a student, right? I spend on stupid things. I really spend on the experience and the things I really need and want and make sure all my costs are a lot lower. I can’t really say yes to FIRE, the financial freedom. I don’t want that expense to creep up on me. I’d just create more stress on myself. And no matter how much you make—for a lot of people who get six-figure multiples, half of that goes to the government. You have more leveraging power when you buy real estate. You can buy four to six times your gross income without any debt. But a lot of the people you admire might not really understand money. And if you have a closer look at their personal balance sheet, holy cow, you will be surprised. A lot of their money is going straight into the house, straight into their cars and they live actually quite tight. Just put it that way. Especially when they have a family where the wife cannot work. It just snowballs really, really quick. So don’t let that expense creep on you. I would try to live a lot cheaper. But, of course, get a good balance with your partner and make sure that if you have a family, it’s a sustainable way. Keep it low so your stress is a lot lower. You have more time. You’re not really working for more income. What does that 10 percent raise mean to if half of it goes to the government anyways? You get 10 percent raise and you spend that extra 20 percent on the car. Now you actually went backwards, right? Just because you want to look like you made it, no one really cares and you’re suffering on your own. It’s really against the social media culture, but you really have to be honest with yourself and look from that perspective. The more you look from that perspective and sacrifice as early as possible… You can really sacrifice for six months and be set for life. That’s if you sacrifice for six months. I did it for six years. That’s how I know I’m safe for life. But if you can sacrifice for a six months, put in a lot of sweat equity, raise capital through a family member and buy your first property, that could set you up. And 10 years down the road you will thank yourself for making that decision. I can almost promise that. 

 

Tom: Yeah, for sure. It seems like everything you said about the investment side is the same with personal finances. It’s kind of all about cash flow. It doesn’t matter what you make. I’ve said this on the podcast before. I’ve seen real estate agents that make tons of money and can’t pay their bills. Granted, there are non-consistent income issues there sometimes, but it’s also that they’re keeping up with the Joneses, especially as a real estate agent. In that case, you’ve got to have the right car and the right clothes to show that you’re a successful real estate agent. But behind the scenes, they’re having the same trouble paying their bills that someone making $30,000 might have. I get that. It’s not just what you make, it’s what you do with it and how much of that gap you keep in between that you can actually do something with. 

 

Cody: I don’t think we’re going to get into the accounting part, but because I’ve corporation set up, whether it’s an active corporation or passive cooperation for investment, you can shelter your income legally and pay a lot less by only taking out what you need and letting the retained earnings in those corporations to do the investment for you. You get taxed less and just keep snowballing there at a faster rate. All those things were never discussed in school and never discussed at even the high up senior management at the banks or investment company because you’re still getting a T4. And when you’re getting a T4, there’s not a lot of flexibility. You have to start somewhere but money is a game. This money thing is a game. If you know how to play the game, guess what, you’ll be a lot better off. We’re not feeding off anyone else, but you’re just making sure you know how to play this game—you and the money. If you know how to play this game, the money will treat you really well and you will reach that
FIRE state—(financial independence, retire early) a lot earlier and stop that hustling for the next pay raise because it’s not really solving the problem. It’s truly not. The appreciation that goes up in the stock market and real estate—you can never chase it with your income increase from a full-time job, so you have to do something. So, increase the income. But more importantly, reduce the expense and invest the difference. That will snowball for you. Otherwise, you can never catch it. If you feel like you can’t catch it right now, revisit it again in five years. It’s never too late to start but you have to start somewhere. And usually, the first step is the most intimidating but after you start, it gets a lot easier. 

 

Tom: We covered it quite a bit about the real estate side but I do want to circle back to the stock options and stock investing in general. What does that look like for you? How are you using stock options to make the most of your dollar? 

 

Cody: For people who don’t know stock options, it’s based on the stock price. When I say stock options—let’s take Apple, for example. Apple has a stock price right now that is around $150. Apple has a stock option. That options based on the stock price. The strategy I teach hundreds of my alumni is, go and you sell a “put” option. You’re kind of like and an insurance company. You sell the put—you sell the insurance contract and you can paid a premium. Now, whether that person on the other side make the claim or not, you keep your premium. In this case, when you sell a put option and someone on the other side makes the claim means you have to buy that stock—100 shares of it. When you buy the 100 shares of it, you can buy at a cheaper price. You get paid to buy at a cheaper price. Now, with all that being said, you already establish you want to own the stock for the long-term. I know it’s going to go off for the long-term so I go ahead and sell the insurance contract. I get paid a premium. And one to four percent per month is what I aim for, what hundreds of my alumni are aiming for. That amount is enough (if you have a big enough account) to replace your income, your partner’s income, a lot of other income. And the best thing about this is we do it in a less than 30 minutes per day. It’s not the trading. It’s not a second job. Once you learn it, it is very hands-off. You can do it anywhere in the world with internet. We’re just playing with a stock we want to own. Blue chip stocks, very good stocks we know will keep exceling in the next 10 years. So the stress is very low and the return is not ridiculously high but it’s one to four percent. It is higher than mutual funds and you have full control of it. 

 

Tom: When you say one to four percent, is that from the money you put into the stock option itself? This isn’t based on the stock price. 

 

Cody: It’s just like an insurance company, right? How much are you paying for auto insurance? Roughly per month? 

 

Tom: Actually, I don’t even know. 

 

Cody: Let’s say $300. The money you pay to an insurance company is the money I receive. Now, what I do, what’s my obligation as an insurance company? If the stock price goes below a certain price, I agreed to buy it. I have to buy 100 shares of it. But the thing is, I’m already happy buying it at the current price so I will be happier to buy it at a discount price, right? Because of that downside buffer and because I paid that premium, I further reduce my cost of ownership. I may be getting the stock a 10 percent, 15 percent off. It’s investing/trading strategy, but it’s a lot less hectic and less hands-on. And you get one to four percent. Agreeing to buy stocks you want to own counts up to one to four percent of your account per month. That’s a 12 to 48 percent per year. That beats a lot of mutual funds. You have full control. You’ll be happy with owning those stocks for the long-term. It’s a good “peace of mind” to have. 

 

Tom: With the 30 minutes a day on stock options, what does that look like for you? Are you looking for new stocks and the options on them that that interest you? Or are you also reviewing what you’ve what you are already holding and deciding if you want to continue to hold those as well? Is it a bit of both? 

 

Cody: As you start with the watch list—not a big one but a small one. Ten or 20 stocks. And make sure those stocks are good stocks. Now, how do I know they’re good stocks? If they’re consistently making money for the last five years and continuing to make more money. That’s my number one rule. I’m using those products like PDF, Adobe, Microsoft words or whatever, if it’s a product I’m touching on and using on a daily basis, I know whether they’re improving of not. So, I’m happy investing in those company. Happy getting paid to all those companies at a discount price. That’s how I keep it to 30 minutes. I’m not chasing GME, Silver, Shiba, or Tesla. There’s nothing wrong with that but I’m just saying to have a small watch list. I know everything and I watch. If it goes up, it goes down, I know what’s the reason. I know whether the news is going to impact this company in the long-term, whether they’re going to solve it. I have that kind of confidence so if anything happened, it’s peace of mind for me because I know the company inside out. That’s just a short-term thing. Yeah, their CEO quit or CFO quit. Well, there’s going to be a next CFO. The company still doing well, printing lots of money. If the stock price goes down, maybe I should double down instead of pulling out. But, if you don’t understand it, you’re chasing the next shiny object. Then you risk running into a problem. Whatever the price pullback, you say, “Oh, maybe I made the wrong decision.” The price doesn’t mean anything. Prices, in the short-term, is a reflection of greed and fear but if you know the underlying, fundamental analysis, well, you will have the confidence and peace of mind. It’s just the same as real estate. 

 

Tom: As part of your analysis, maybe it’s not this cut and dry because it probably depends on the company, but do you sort of have a range? Do you look at its current value and try to think if it can go this low or this high? Is there a magic percentage that you try based on the current stock price? 

 

Cody: Every stock is a bit different. I taught that in my intermediate course. Every stock has a certain percentage that it goes up for the last 20 years, the last 10 years or five years. Now, usually, it goes up by 50 percent per year. This year it already went up 100 percent. Maybe I’ll wait for a little. If the stock looks like a hockey stick, I don’t mind waiting for a little bit. If the stock has been beat up, but for the last couple of years has gone up by 50 percent, and this year went down by 50 percent because of short-term news. It’s actually a good time to think contrarian. This is a good time to get it. Now, I even have a chance to own at a discount price and get paid. Why not? Because I’m getting a good asset at a discount price where I am not chasing the high. When people say, “This is going to get beat up in the short-term,” okay, now is the time I should get in. It’s a quick and dirty way but there are hard rules. Like I said, I don’t pay for a company if they’re not making money because that’s the number one rule, the cash flow rule. If you don’t have enough cash flow, if another COVID happened, these companies could go bankrupt. But they’re making lots of money like Apple, getting good advice and have lots of cash on the sidelines, when COVID hit, they were laughing. They say, “Okay, where can we buy off our competitor at discount? Oh, they’re hurting? We offered you $5 billion but now we’re only offering $1 billion. Want to sell to us? You’re going to go bankrupt anyway?” That’s the type of company we want to invest in. It’s the same as real estate. We know the population will come in and diversify the economy, demand is way more than supply because the government can’t keep up because of all the regulation, policy, and politics. It’s kind of like an open book and the solution’s right in front of you. Is your emotion telling you it is very expensive? Yes, it is very expensive. But we can make sure there is cash flow, it will give us a good peace of mind. Just let the renter carry it, pay down the mortgage. If we get cash flow, great. We’ll be smiling and laughing five or 10 years from now. 

 

Tom: The last thing I wanted to ask you was how this all fits together? You mentioned at the beginning that you, (if I have it right) take all the cash flow from the real estate (and dividends from stocks) and it all goes back into the stock account? 

 

Cody: Yeah, it’s not cut and dry. When I only had a full-time job, all my money, all my proceeds after paying tax, goes into down payment. But now some of my property goes up, I refinance it and put it into my trading account. From the trading account I spill out one to four percent per month to speed up the process. It’s making more money on top of my full-time job. Again, combined together, I go buy more real estate. Real estate, goes up again. I pull out more money, back into my trading account. Make my cash flow. When the next down payment is ready, okay, that’s cool and I go buy the next one. It goes in that circle. Now I don’t have a full-time job. I have multiple businesses. Between my corporation, I use those proceeds to buy more real estate, re-finance, put it into my corporate trading account and we just go at a higher level. I don’t even get taxed at the T4 level, right? There’s a more favorable tax rate. 

 

Tom: Yeah, exactly. This has been very interesting to see how these topic’s we’ve covered in the past can kind of all come together. Thanks for being on, first of all. And second, can you let people know where they can find you online and tell them about your course? 

 

Cody: I do have a free Facebook group. There’s more than 4,000 people in it. They’re all interested in investing, stocks, and options. You can leave the link in the description. Feel free to join. I have YouTube videos in there with vlogs—one to two minute vlogs about investing. I’m on Facebook Live every Sunday. I let people vote the topics on Tuesday. There is a lot of free value-added content, and I’m actually going to soon do interviews with my alumni live where people can come on and ask questions. Other than that, if you want no more of my personal life, I’m on Facebook, Cody Yeh. You can find me the same way on Instagram. We can get connected there, for sure. 

 

Tom: Great. Thanks for being on the show. 

 

Cody: Yeah, thanks for having me, Tom. 

Tom: Thank you, Cody, for showing us how to build networks by combining real estate, stocks, and stock options. You can find the show notes for this episode at maplemoney.com/176. Thanks, as always, for listening. I really appreciate the community we’re building both on the Facebook group and the personal messages and reviews I receive. I look forward to seeing you back here next week.