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Save Money With Fractional RV Ownership

Would you like to own an RV but would rather not pay the high prices for something you’ll likely only use a few weeks a year? A great way to save money and still have your own RV to use is to become a partial owner in a fractional RV ownership.

Similar to the benefits of timeshares and fractional condo ownership, purchasing a share of an RV allows you use it a set amount of weeks each year. With multiple owners, you are each paying for the amount of time that you are going to use it. Because you’re only paying a portion of the RV’s total cost, it’s possible to own a share of a full size coach that you may never have considered if paying the complete cost for an RV. To get an idea of what’s available, CoachShare shows photos and details for their lineup.

To give you an example of the cost you might pay, I looked at the price list on Carefree RV and 4 high demand weeks would cost $26,900. This allows you book 4 of the best weeks (summer, spring break, etc.) every year of your ownership term. At the end of the term, the RV is sold and the money is distributed back to the owners.  While this may not be much due to depreciation, the good news it that loss in value would also be shared amongst the owners as well. Keep in mind that there will also be a maintenance fee charged each year to handle storage, repairs, cleaning and delivery.

To understand the money you can save with this form of ownership, purchasing the same RV example above on your own would cost $180,000 and it’s possible that you may only use it 4 weeks a year anyways. So if you’ve been thinking about buying an RV, look into fractional ownership as a way to drive one for much less!


  1. Craig

    This is great, didn’t know this existed. Would be great for tailgating at football games.

  2. Early Retirement Extreme

    Many do this for boats as well. I do not quite see the point of selling it back though. Depreciation is quite the killer for the first year. How about simply renting it instead. That would be around 75-125 bucks a day for something that size.

    • Samuel Key

      Actually with Cruiseamerica for a Class A it comes out to $175.00 to $300.00 a day plus gas and insurance and there is no right off. Our program works out to $30,000 over 6 years depending on unit.

  3. youngandthrifty

    Hmm I agree with Early Retirement Extreme. “Timesharing” it for only 4 weeks of the year for $25,000? I think I would rather rent it… or have a time share cabin in Whistler or time share in Hawaii. There is something really alluring about RV’s though! I have the song “Rollin'” in my head. =)

    • Samuel Key

      Actually it works out to $30,000.00 or so for 6 years and in addition on our program you own it and are able to write it off as a tax deduction.

  4. Anne Moss

    I am wary of timeshare plans. My parents-in-law managed to get entangled with timeshare deals not once, but twice. In the end, renting a holiday villa is cheaper than what they get with their unit, not to mention the flexibility.

    • Jon

      Thanks for the post Tom. Such a new and amazing industry that doesn’t get enough buzz. Fractional Ownership stems far beyond RV’s. Everything from cottaging to jets to boating. The best part is the economy of scale. You only pay for what you use. I own an advertising company who had done some work for a Fractional Ownership resort, Frontenac Shores. I never seen one unhappy owner. If you only use a product part time (ie: owning a car in downtown toronto), why pay for full time use?

    • Samuel Key

      Fractional use is not a timeshare. You own it, have tax benefits and we manage the asset.

  5. Samuel Key

    The cost of the 6 year contract is less then the first year depreciation. At $30,000 for 6 years, not bad.

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